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	<title>Life in the Middle Lane &#187; money</title>
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	<link>http://www.monicarolevans.com</link>
	<description>My thoughts, my life, my pace</description>
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		<title>So what do I want?</title>
		<link>http://www.monicarolevans.com/2010/01/so-what-do-i-want/#utm_source=feed&amp;utm_medium=feed&amp;utm_campaign=feed?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=so-what-do-i-want</link>
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		<pubDate>Mon, 11 Jan 2010 12:48:45 +0000</pubDate>
		<dc:creator>monicarolevans</dc:creator>
				<category><![CDATA[Thoughts on Life]]></category>
		<category><![CDATA[authenticity]]></category>
		<category><![CDATA[careers]]></category>
		<category><![CDATA[Change]]></category>
		<category><![CDATA[Creativity]]></category>
		<category><![CDATA[friends]]></category>
		<category><![CDATA[goals]]></category>
		<category><![CDATA[life]]></category>
		<category><![CDATA[money]]></category>

		<guid isPermaLink="false">http://www.monicarolevans.com/?p=484</guid>
		<description><![CDATA[So anyway, I’ve been asking myself a lot lately, “What the hell do I want?” And my whole heart says, “This.”

And God help me, I’m going to listen.]]></description>
			<content:encoded><![CDATA[<p>My life is riddled with occasions that I did the “right” thing even though it may not have been what I really wanted to do.  These are occasions where I may not have really known what I wanted to do so I did what was suggested. Or times when I didn’t want to disappoint someone who was counting on me.  Or times when I did what I thought would give me the most flexible or practical outcome, even if something else would have been so much more fun or interesting.</p>
<p>If something goes wrong and outcomes are bad, I generally have someone else to blame for these decisions. And I often regret that I forfeited my own decision making power to someone else. At the very least, I kick myself in the ass for not being true to what I want.</p>
<p>Sometimes I just make impulsive, some would say rash, decisions. Those passionate, emotional, little-thought-required decisions are generally the ones that I am the happiest with. In those cases, even when/if I fall on my face, I get up and stand behind whatever decision I made. After all, I either got what I wanted or learned a huge lesson, right?</p>
<p>Some decisions, like my decision to go to Salem College, are a combination of both. My then-boyfriend was already in college in Winston Salem, so it made sense to me (in my 16 year old brain) that I should be looking at colleges in the same town so that we could be together forever. I scoped out the Winston Salem colleges and found two that looked good(Wake Forest University and Salem College).  I applied, was accepted and visited them both.</p>
<p>I visited WFU first and at best, I felt indifferent and at worst, I felt like my soul died a little on that campus.  But when I visited Salem, I felt immediately at home. The other colleges where I was accepted (and there were some good ones) didn’t stand a chance because I made an irrational, emotional decision. Salem was where I belonged, price, location, etc be damned! That decision changed the course of my life (for better and worse). But regardless of my mixed feelings about Salem, I never regretted my decision to attend that school. I went because there was an irrepressible calling here. It was like I was being tugged by something I couldn’t see.</p>
<p>I’m on the verge of making another illogical, emotional; some would probably say stupid, decision to try to be involved with something that I am extremely passionate about. (my true friends could probably guess it in 3 tries, it only took my mother 1) This decision (and what is likely to come out of it) won’t make me rich, likely won’t advance my career, is likely going to cost me money, and is going to make me do something that a few months ago I said I wouldn’t do.</p>
<p>But I’m going to do it anyway because if I woke up tomorrow and found that my uncle would give me money to quit my job, this one thing that I’m about to do- would be something on which I would dedicate large amounts of time and energy.</p>
<p>And damn it, it’s my life and I wanna do it.</p>
<p>But you know what, the longer I think about it (big mistake) the easier it becomes to try to talk myself out of it. Trust me, this decision isn’t practical, it’s a bit of a long shot, and I am nowhere close to having all the details all figured out.  But I’m like a cat, I *tend* to land on my feet. And details aren’t really my thing, they fall into place on their own.</p>
<p>And in this particular case, a wise person told me that they knew it was only a matter of time before I came around to this decision. She told me that my whole life has been in preparation for this moment.</p>
<p>And another wise person said that this particular thing is something that I’ve been talking about repeatedly for the whole time they’ve known me. This person damn near laid out a plan of attack based solely on all the random sh*t I’ve said over the years.</p>
<p>And I have another friend who told me that when I truly KNOW myself and allow me to be me, my purpose would reveal itself. (And I SWEAR she was talking about this.)</p>
<p>So anyway, I’ve been asking myself a lot lately, “What the hell do I want?” And my whole heart says, “This.”</p>
<p>And God help me, I’m going to listen.</p>
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		<title>Getting paid to do what I want to do</title>
		<link>http://www.monicarolevans.com/2009/10/getting-paid-to-do-what-i-want-to-do/#utm_source=feed&amp;utm_medium=feed&amp;utm_campaign=feed?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=getting-paid-to-do-what-i-want-to-do</link>
		<comments>http://www.monicarolevans.com/2009/10/getting-paid-to-do-what-i-want-to-do/#comments</comments>
		<pubDate>Thu, 08 Oct 2009 12:49:08 +0000</pubDate>
		<dc:creator>monicarolevans</dc:creator>
				<category><![CDATA[Leadership]]></category>
		<category><![CDATA[Work]]></category>
		<category><![CDATA[Blogging]]></category>
		<category><![CDATA[careers]]></category>
		<category><![CDATA[contest]]></category>
		<category><![CDATA[life]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[networking]]></category>
		<category><![CDATA[self confidence]]></category>

		<guid isPermaLink="false">http://www.monicarolevans.com/?p=474</guid>
		<description><![CDATA[I went to college without really knowing what I want to do. Over the four years I changed my major four times. I started as a Political Science major, then I was a International Business/French major, then I switched to a plain Business major, finally I found my home in a very unlikely place—The Philosophy [...]]]></description>
			<content:encoded><![CDATA[<p>I went to college without really knowing what I want to do. Over the four years I changed my major four times. I started as a Political Science major, then I was a International Business/French major, then I switched to a plain Business major, finally I found my home in a very unlikely place—The Philosophy and Religion department.</p>
<p>I started college without really knowing what I wanted out of a four year degree, other than to be rich and famous. I loved the being a Philosophy major because I got to do my favorite things; read, think, talk and write. When folks asked me what I expected to do with a degree in a Philosophy, at first I shrugged. At one point, I assumed that I would go to Law School but in my heart I knew that was a cop-out. By the time I graduated, I wasn’t worried about the naysayers because I knew that I can do ANYTHING with my degree because I’ve learned how to THINK.</p>
<p>Tell that to the employees who wanted to see me with a Business or Journalism degree.</p>
<p>It took me a little while to <a href="../../../../../tag/quarter-life-crisis/#utm_source=feed&amp;utm_medium=feed&amp;utm_campaign=feed">get my act together</a>, but I soon I found a field (Government) where I fit, and I knew that making a career in the public sector was right for me.</p>
<p>It took a few more years, and a graduate degree, interviewing my mentors, therapy and a life coach for me to identify what is most important to me, the thing that I would do for free.</p>
<p>What’s important to me?</p>
<p>I write about it, here and on <a href="http://cosmopolitanurbanist.com/">Cosmopolitan Urbanist</a>.</p>
<p>-Being the Best Monica Ever and hopefully inspiring someone else to be the best them ever</p>
<p>-Making public organizations better through technology</p>
<p>-Making neighborhoods stronger through urban design and community development</p>
<p>None of which I get to do in my current job. My job pays the bills, but it doesn’t turn me on.  Every once in a while, I get excited about the opportunity to learn a new skill set at work. Some days, I’m just happy just to have a paycheck at the end of the month and I don’t care that I’m not content in my work. Most days, though, I am so bored and frustrated and anxious that I sit in my cube wondering how I got to this place and what the hell do I have to do to get out of here.</p>
<p>I read Naomi at <a href="http://ittybiz.com/">Ittybiz</a> and Chris Guillebeau at <a href="http://chrisguillebeau.com/3x5/ever-feel-like-giving-up/">The Art of Non-Conformity</a> and now I’m completely jealous of Jamie at <a href="http://www.alifeintranslation.com/">A Life in Transition</a>. I read their stuff and I get emotionally confused. I’m so excited for them and inspired by them, but I also get sad because I feel so ordinary. I feel so unaligned with my values. I feel that I’m just getting by and not living my <strong>best life</strong>.</p>
<p>I’m the most goal oriented person I know, but I’m feeling a little stuck about taking the small steps that I need to, to move towards my best life. When I think about my stuckness, I want to throw my head back and have a Charlie Brown moment. WAAAHHHH!  This is not my life!!</p>
<p>During a recent conversation, my mom asked me if I was happy. I decided to forego the “I’m fine” answer, and answer honestly. I had to tell her that no, I’m not happy. I’m <span style="text-decoration: underline;">absolutely</span> not happy. I’m not supposed to be a fricking management analyst. I ranted about how this recession has put a cramp in all my plans, and how I don’t feel like I’m doing what I’m supposed to do. After a moment of silence, she agreed with me.</p>
<p>She said, “You have a ministry- not necessarily religiously- but you are supposed to be helping people to do and be better.”</p>
<p>Her response brought tears to my eyes. But what she said next made me stutter.</p>
<p>“What are you going to do about it?”</p>
<p>I didn’t have a great answer to give her.</p>
<p>Since then, I’ve been doing a lot of thinking about what I really want out of life, and you should expect a post or two soon outlining just that.</p>
<p>Six years of secondary school has given me the skills that I need to build a successful business and gave me some professional credibility. Unfortunately for me, school didn’t really teach me what I need to do to live my ideal life. Being involved in the blogger community, especially reading <a href="http://modite.com/blog/">Rebecca</a>, and <a href="http://blog.penelopetrunk.com/">Penelope</a>, and the other bloggers at <a href="http://www.brazencareerist.com/category/features">Brazen Careerist</a> has been the best education that I could have received. Through their inspiration, I’ve started to harness the power of my passion.</p>
<p>I’m moving slowly, and it’s hella frustrating. I never expected to be rich and famous overnight.  I know I’m going to work hard and be patient with myself. I know that soon, my hard work and my passion will get me to where I need to be.</p>
<p>And that’s how I’m <a href="http://smallhandsbigideas.com/community/a-contest-with-gary-vaynerchuk-how-do-you-crush-it/">crushing it</a>.</p>
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		<slash:comments>5</slash:comments>
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		<title>What does success look like to you?</title>
		<link>http://www.monicarolevans.com/2009/07/what-does-success-look-like-to-you/#utm_source=feed&amp;utm_medium=feed&amp;utm_campaign=feed?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=what-does-success-look-like-to-you</link>
		<comments>http://www.monicarolevans.com/2009/07/what-does-success-look-like-to-you/#comments</comments>
		<pubDate>Thu, 09 Jul 2009 20:50:36 +0000</pubDate>
		<dc:creator>monicarolevans</dc:creator>
				<category><![CDATA[Relationships]]></category>
		<category><![CDATA[Family]]></category>
		<category><![CDATA[goals]]></category>
		<category><![CDATA[Leadership]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[success]]></category>

		<guid isPermaLink="false">http://www.monicarolevans.com/?p=399</guid>
		<description><![CDATA[My mother expected us to be make good grades, have a strong work ethic, have an active spiritual life, and to give back to the family and the community.
She raised my siblings and me to be successful. 
When I was 16, I had two jobs; I worked as a cashier in a grocery store and [...]]]></description>
			<content:encoded><![CDATA[<p>My mother expected us to be make good grades, have a strong work ethic, have an active spiritual life, and to give back to the family and the community.</p>
<p><strong>She raised my siblings and me to be successful. </strong></p>
<p>When I was 16, I had two jobs; I worked as a cashier in a grocery store and I worked as an intern in the local County Commissioners office. I made quite a bit of money for a sixteen year old.  And all my money was not mine. Every pay day (every other Friday) I was responsible for dinner.  That was usually the day that we ate out; on my way home from work I would pick up Subway, Pizza Hut, Taco Bell or KFC was usually on the menu.  I often helped out with my own and my younger siblings’ school shopping. I was responsible for a quite a bit at a relatively young age. I mean, I was the oldest of four, being raised by a single mom.</p>
<p>Additionally, my academic life was absolutely not to suffer because of my jobs. I had to maintain a 3.5 GPA and keep up with the Latin Club, French Club, Key Club, and African-American Club activities.</p>
<p>You know what? I loved my life; I was busy, I was happy, and I had money. (If only life stayed that simple.)</p>
<p>I don’t remember if my mom ever asked me to contribute to the household or if I just decided it was the right thing to do.  And I don’t remember being upset about</p>
<p>Over the years, I’ve watched my mom give back to the community. Whenever we outgrew anything, she bagged it up and gave it away. I’ve seen her give people at church, in the neighborhood or at her school money and food when they fall on hard times. I’ve also seen her give kids (the ones that were less fortunate than us) a dollar per A on their report card.  I’ve seen her take people into corners to pray, I’ve heard her call out the names of friends, family and acquaintances in prayer from her bedroom.  I KNOW she gives hundreds of dollars to programs as church that she believes in.</p>
<p>She’s awesome.  She may not be a saint, but she’s pretty dang –on close. For her, being successful isn’t about money or materialist goods (She will likely not be a rich lady). Success is about doing the right thing (even when it takes money out of your own pocket), success is about taking care of your family and touching the lives of others. Success is being about to look in the mirror and being happy with the person that you are and the life that you live.</p>
<p>She’s likely a big part of the reason that I’ve decided to go into public service.  Whenever we talk about my career and my life, she tells me that my purpose in life is the help people lead better lives. Luckily, I agree with her. She thinks I have a future in the ministry. I gotta say, I’m fighting that one.</p>
<p>What does success look like to you? Who has been a major influence in shaping your ideas about success.</p>
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		<title>Friendly advice from the resident speed demon</title>
		<link>http://www.monicarolevans.com/2009/01/friendly-advice-from-the-resident-speed-demon/#utm_source=feed&amp;utm_medium=feed&amp;utm_campaign=feed?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=friendly-advice-from-the-resident-speed-demon</link>
		<comments>http://www.monicarolevans.com/2009/01/friendly-advice-from-the-resident-speed-demon/#comments</comments>
		<pubDate>Fri, 09 Jan 2009 12:00:39 +0000</pubDate>
		<dc:creator>monicarolevans</dc:creator>
				<category><![CDATA[Thoughts on Life]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[money]]></category>

		<guid isPermaLink="false">http://lifeinthemiddlelane.wordpress.com/?p=299</guid>
		<description><![CDATA[I have gotten one (just one) speeding ticket every year since 2003. And apparently, getting caught speeding once is a year is too much (I thought I was doing well, to only get one ticket a year).
My speedy ways, along with the accident of 2008 caused my car insurance rate to increase from $152 to [...]]]></description>
			<content:encoded><![CDATA[<p>I have gotten one (just one) speeding ticket every year since 2003. And apparently, getting caught speeding once is a year is too much (I thought I was doing well, to only get one ticket a year).</p>
<p>My speedy ways, along with the <a href="http://monicarol.wordpress.com/2008/05/18/the-big-move/">accident of 2008</a> caused my car insurance rate to increase from $152 to $259.   A month.</p>
<p>I&#8217;m spending nearly the same amount for car insurance, monthly, as I am for my car PAYMENT. It&#8217;s too much.</p>
<p>So I did a little digging, and called up a few of my insurance agent friends, and asked them for a quote.</p>
<p>After Allstate quoted $237 (with a $500 deductible) and Nationwide $289 (with $100 deductible), and State Farm flat out said that I was uninsurable; I decided to keep myself with my current agency, Progressive, even though sometimes they are a pain in my ass. And they screw stuff up ALL THE TIME.</p>
<p>I was amazed today, not only by the outrageous price of car insurance, but by something the Allstate guy told me.</p>
<p>He said that I shouldn&#8217;t want a $100 deductible. Why? Because then I would be tempted to call and make claims.  You see, he thought that a $500 is the least that ANYONE should have (but especially &#8220;a person like me&#8221;).  Why?</p>
<p>He said that car insurance is not for minor accidents and fender benders.  He said that car insurance is for catastrophic accidents where you are going to get sued or someone is going to the hospital. By having a $100 deductible, I may be able to get my car fixed cheaply, but I&#8217;ll pay more over the long haul in higher premiums (which I am currently experiencing).</p>
<p>But how am I supposed to get my car fixed if I don&#8217;t file an insurance claim?</p>
<p>He believes that one (me, specifically) should be able to pay for most accidents out of pocket and not involve the insurance company.</p>
<p>What?</p>
<p>Yes. If I hit someone and our cars are minorly damaged, I should just go to the closest Bank of America and withdraw the cash to cover it.</p>
<p>What planet is he from?</p>
<p>According to the insurance guy, that nest egg you have saved up? It&#8217;s not for when you lose your job, or have a flood in your house, or have a baby. It&#8217;s for that car accident you might have.</p>
<p>Yep, that accident that you shouldn&#8217;t call the insurance company to report.</p>
<p>If what he says is true, then car insurance is a bigger rip-off than health insurance!  What is the point in having insurance if you are too afraid, or it costs too much, to actually use it?</p>
<p>If I&#8217;m in an accident, I want the peace of mind of knowing that I will be able to get my car fixed. I don&#8217;t want to be afraid to call the folks who are supposed to take care of me.</p>
<p>I guess I should be afraid. And I should only call the insurance guys if I&#8217;m also calling an ambulance.</p>
<p>And that money I thought I saved by moving into a smaller apartment? I&#8217;m sending it to Progressive. Dammit.</p>
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		<title>How the recession hit me</title>
		<link>http://www.monicarolevans.com/2008/12/how-the-recession-hit-me/#utm_source=feed&amp;utm_medium=feed&amp;utm_campaign=feed?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=how-the-recession-hit-me</link>
		<comments>http://www.monicarolevans.com/2008/12/how-the-recession-hit-me/#comments</comments>
		<pubDate>Tue, 16 Dec 2008 10:23:37 +0000</pubDate>
		<dc:creator>monicarolevans</dc:creator>
				<category><![CDATA[Work]]></category>
		<category><![CDATA[copywriting]]></category>
		<category><![CDATA[goals]]></category>
		<category><![CDATA[job hunting]]></category>
		<category><![CDATA[jobs]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[networking]]></category>
		<category><![CDATA[quarter life crisis]]></category>
		<category><![CDATA[self confidence]]></category>

		<guid isPermaLink="false">http://lifeinthemiddlelane.wordpress.com/?p=279</guid>
		<description><![CDATA[I think I&#8217;ve mentioned at least once or twice how I love my job at the Chamber of Commerce. I&#8217;ve learned a lot since I started working there. I&#8217;ve learned so much; about myself, the kind of job I want in the future, and about the kinds of work I want to do. (An ode [...]]]></description>
			<content:encoded><![CDATA[<p>I think I&#8217;ve mentioned at least once or twice how I love my job at the Chamber of Commerce. I&#8217;ve learned a lot since I started working there. I&#8217;ve learned so much; about myself, the kind of job I want in the future, and about the kinds of work I want to do. (An ode to why I love the Chamber is in the works, just not for today.)</p>
<p>Last week, I approached my boss to ask for the week between X-mas and News Year&#8217;s off.  And was informed that my <a href="http://twitter.com/monicarolevans/status/1049428262">services would not be needed</a> after Wednesday. This coming Wednesday.  Sadness (and panic), ensues.</p>
<p>I mean my boss <span style="text-decoration:line-through;">was</span> is awesome.  He made sure I understood why I&#8217;m being laid off. I&#8217;mbeing laid off because they can&#8217;t afford me, not because I suck as an employee.  He even said that I rock as an employee and he wishes he could keep me and he&#8217;s being talking me up to folks who may be in a position to hire me.</p>
<p><strong>I can&#8217;t believe that I&#8217;m being LAID OFF, this is so weird.</strong></p>
<p>Why I&#8217;m being laid off (a longer version):</p>
<p>You see, the Chamber of Commerce is a membership organization.  Their members are local area businesses. And in a recession, businesses make less money.  All the businesses, regardless of whether they are professional services, restaurants, retailers, bars, or financial institutions when they make less money, they cut stuff to preserve the bottom line.   And some (I don&#8217;t know how many, exactly) of the Chamber&#8217;s members are not renewing their dues. I know the real estate and development community has been hit pretty hard.</p>
<p>As the Chamber&#8217;s members tighten their belts, the Chamber has to tighten theirs. And the intern budget disappears.</p>
<p>So I&#8217;m jobless. And not because I did anything wrong. Which makes it so much easier and happier (you can tell by my use of flowers and smiley faces and exclamation points, how much I mean this)</p>
<p>How the hell did I <strong>not</strong> see this coming???</p>
<p>But I didn&#8217;t see it coming. All this time, I&#8217;ve been making fun of the Big 3 and how they <a href="http://freakonomics.blogs.nytimes.com/2008/12/11/whats-the-point-of-bailing-out-the-auto-industry/">failed</a> to innovate or do ANYTHING really.</p>
<p>And I&#8217;ve been scratching my head about the <a href="http://www.alternet.org/module/printversion/102672">financial crisis</a> and have shaken my head in disgust in my policy class when we would learn about the greed of <a href="http://www.investmentnews.com/apps/pbcs.dll/article?AID=/20081008/REG/810089957/1009/TOC&amp;ht=credit%20crisis%20credit%20crisis%20credit%20crisis">Wall Street</a> investors and am incredulous that they could do the sh*t they&#8217;ve done and still be holding their hands out.</p>
<p>I still haven&#8217;t figured out what the fu*k is the problem with the <a href="http://www.cato-unbound.org/2008/12/08/j-bradford-delong/liquidity-default-risk/">banks</a> and why the hell can&#8217;t they just LEND money.</p>
<p>I&#8217;ve rolled my eyes at folks who made bad mortgages decisions. I mean, when I was looking for a home at age 24 I knew enough not to get into a ARM or a Balloon or a variable rate mortgage, so how are all these other people stupid enough to fall for it?<strong></strong></p>
<p>Well, I&#8217;ve heard the Chamber&#8217;s Executive Director talk about how next year will be the hardest year for the Chamber, who over the past 10 years has experienced double digit growth, but for the first time ever will be facing a cut.</p>
<p>But I didn&#8217;t know that meant that I&#8217;d be history.</p>
<p>Basically, I was stupid.  I thought that if I did more than my job, took initiative (asked for more work), and stayed visible and engaged, I&#8217;d have a job as long as I wanted it.</p>
<p><strong>I was wrong.</strong> Sometimes when you do everything right sh*t still happens. And since I&#8217;m the low man on the totem pole, I shouldn&#8217;t be surprised that I happened to me.</p>
<p>It is fu*king hard out there for a pimp. (and I should know, as I am a pimp)</p>
<p>And the more I&#8217;ve thought about it today, even as I made a list of all the organizations in the area that I&#8217;ve like to work for the next semester, places I&#8217;m going to call right after the holiday break, I realized that probably every one of those organizations is going through a hard time. And as organizations slash millions from their budgets I KNOW that hiring me is going to be a hard sell.</p>
<p>Then I read this <a href="http://www.fluentself.com/blog/update/copywriter-job/">offer</a> on Havi&#8217;s blog today and it seemed like a dream.  So I applied. And while I didn&#8217;t get the offer, it has given me another angle with which to approach my next move. And it gave me hope that work does exist. And I mean work from anywhere in the world kind of work, which would be awesome.</p>
<p>I mean, I&#8217;ve been toying with the whole freelance copywriting idea since the summer, and even talked to <a href="http://ittybiz.com/about/">Naomi</a> about it. But I never followed up or through.</p>
<p>So I&#8217;m developing my pitch, which will highlight the fact that hiring me as a contract working is WAY cheaper than hiring a full time employee, the fact that I can research and write, and the fact that I know all the local players.  And one of my favorite <a href="http://orangepolitics.org/">local news</a> sources has even mentioned the fact that I&#8217;m <a href="http://twitter.com/orangepolitics/status/1051594439">hirable</a>.  And that gives me hope.</p>
<p>And <a href="http://copylicious.com/about/">Kelly </a>gave me a whole list of sites that I can use, in addition to what Naomi gave me, to start seriously start copywriting. And I starting feeling a little better. A little more hopeful.</p>
<p>And I talked to the gf and shared my fears about never getting a job (now or before May) because this is like a replay of 2003 right after Bush bombed Iraq and all the job leads I had dried up (I wanted to be an au pair in France, but after the bombs fell and the whole freedom fries thing, French parents started specifying English, from England au pairs, not American English-speaking girls.)  That&#8217;s right the Spring of 2003 was the pre-cursor to Hell Year!!</p>
<p>And when I think about that I get nervous and I start to sweat and I get paralyzed and unable to do ANYTHING. Then the gf tells me that she believes in me, enough even, that I don&#8217;t have to believe in myself today. And that gives me LOTS of hope, because she&#8217;s pretty smart, and she wouldn&#8217;t have faith in me if I were a complete loser.</p>
<p>To all my fellow low men on the totem pole, I wish I had something uplifting and spiritual and sh*t to share with you to make you feel that your job is not  in danger.</p>
<p>Sorry, I can&#8217;t say that.</p>
<p>But I can say that even if the complete bottom falls out. I am NOT too proud to work at Target. I am NOT too proud to bus tables. I am NOT too proud to work at the mall. (and neither should you be)</p>
<p><strong>But I don&#8217;t really want to work at any of those places (and neither do you).</strong> What I do want to do is convince organizations that they need my skills (even if they don&#8217;t necessary have the budget for staff) and that hiring me to work on projects saves them time and money, and helps them to check small-ish projects off their to-do list.</p>
<p>So I&#8217;m still tackling the list of organizations that I made earlier today, I&#8217;m just refining the way I talk to them. And I&#8217;m no longer panicked. I have a plan. A plan that I probably should have BEEN working on, anyway.</p>
<p>How are you recession-proofing your job?</p>
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		<title>Money Matters More than I Want it to</title>
		<link>http://www.monicarolevans.com/2008/08/money-matters-more-than-i-want-it-to/#utm_source=feed&amp;utm_medium=feed&amp;utm_campaign=feed?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=money-matters-more-than-i-want-it-to</link>
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		<pubDate>Tue, 05 Aug 2008 21:14:47 +0000</pubDate>
		<dc:creator>monicarolevans</dc:creator>
				<category><![CDATA[Thoughts on Life]]></category>
		<category><![CDATA[life]]></category>
		<category><![CDATA[money]]></category>

		<guid isPermaLink="false">http://monicarol.wordpress.com/?p=99</guid>
		<description><![CDATA[I’m having problems with attachment or detachment or oh, screw it, I’m having money problems!
 
Of course, said money problems stem primarily from the fact that I have had to maintain two addresses this summer, as I am living in Atlanta (almost rent free, thanks, hon!) during my internship while also keeping my apartment in [...]]]></description>
			<content:encoded><![CDATA[<p class="MsoNormal">I’m having problems with attachment or detachment or oh, screw it, I’m having money problems!</p>
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<p class="MsoNormal">Of course, said money problems stem primarily from the fact that I have had to maintain two addresses this summer, as I am living in Atlanta (almost rent free, thanks, hon!) during my internship while also keeping my apartment in North Carolina.<span> </span>Also, I have a shopping habit.<span> </span>It’s not that I manically buy stuff.<span> </span>That would be easy to fix.<span> </span>It’s the accumulation of all the little stuff that I buy.</p>
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<p class="MsoNormal"><span> </span>I’m talking shoes and clothes, which I usually can talk myself out of, but this summer I’ve bought a few pieces.<span> </span>I’m talking about books, because my poor ass is a compulsive book buyer.<span> </span>I’m talking about the drinks (‘nuff said) and the dinners out.<span> </span>Bottom line: my checking account hemorrhages cash, and leaves me with nothing to show for it (except my books).</p>
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<p class="MsoNormal">I talk about saving… and I do save.<span> </span>One of the reasons that I have been able to live in Atlanta this summer is because I had (notice HAD) a little something set aside.<span> </span>I’ve dripped it just about dry.</p>
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<p class="MsoNormal">But none of that is the point of this post.<span> </span>I really have been thinking about how materialistic I could be if I gave in and bought all the clothes, shoes, electronics and other goodies that I really, really want.<span> </span>(I mean, I have a friend that works at Neiman Marcus and sells prada bags.)</p>
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<p class="MsoNormal"><span> </span>I know I don’t need any of that crap, and I try to make myself stop wanting it and that just makes me sad.<span> </span>Because in my mind, there is no reason why I shouldn’t have all the things that I want.<span> </span>And it makes me discouraged that I have to leave the shiny, pretty things in the store or on Amazon.com.</p>
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<p class="MsoNormal">So I try to detach. I try to fool myself into thinking that I’m better than all the people with iphones and new high heels and $10 martinis and that I’m better off without it. I try to fool myself into thinking that my life is better and fuller without all the gadgets and gizmos.<span> </span>I mean, I live rather nomadically, and when you are a nomad less is better (and lighter).<span> </span>And I don’t want to be tied down with all this stuff, do I? Hmmmm.<span> </span></p>
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<p class="MsoNormal">See that is the conumdrum (also the name of my favorite white wine) How do I reconcile the part of me that really wants to drive a lexus, live in a high rise condo, and have a 20 inch iMac with the really simple me that knows that all of that is <strong>just stuff?<span> </span></strong>I mean, there are days when my little Corolla is perfect and all I want to do is be a beach bum bartender that makes just enough to pay the rent and the cell phone and drinks fruity rum drinks on the beach all day.<span> </span></p>
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<p class="MsoNormal">And until I figure out how to solve this problem, I’ll watch my bank account dwindle.</p>
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<p class="MsoNormal">Oh and by the way, if you have ever dated/loved/known a Sagittarius you know that this (personal money mismanagement) is a common problem and we really just can’t help ourselves.<span> </span>But I’m working on it.</p>
<p class="MsoNormal"><strong>[Correction: </strong>On further inspection of my summer spending habits; I have discovered that it is not Wal-mart, Target, Old Navy, Banana Republic or any mall boutique or bookstore that has taken all my money.  It is f*cking Kroger (groceries) and Costco (gas). And a girl has to eat and get to work, so what's a frugal gal (wannabe) to do?]</p>
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